Rick Dennis, CFF

Certified Financial Fiduciary in Houston, Texas

Hello, fellow Baby Boomer - thanks for stopping by…

Let’s face it - you and I are “Not Spring Chickens” anymore, and many of my fellow “Boomers” are worried about two specific retirement-related questions:

1) “We don't know how long we'll live, so how much money can we withdraw from our retirement savings every month without running out of money?"

2)What if the stock market crashes during our retirement & our accounts lose money? The stock market could take years to recover.”

These are legitimate questions, and contractually guaranteed retirement solutions are available that permanently eliminate these two concerns:

Solution #1) Baby Boomers can create their own “private pensions” to provide a guaranteed lifetime income that cannot be outlived.

By doing this, the possibility of running out of money is permanently eliminated…

***Watch this video to learn more:



Solution #2) Baby Boomers can literally "insure & guarantee” their retirement accounts with a contractual guarantee of NO losses if the stock market declines…a 100% downside protection guarantee.

***Watch this video to learn more:




  1. Guaranteed Lifetime Income
  2. No Stock Market Losses
  3. No mandatory fees

Your current retirement accounts in the stock market don't offer these guarantees…

To learn more about these options for your retirement accounts, fill out the form at the bottom of the page - your info will come directly to my Inbox…


Conservative Retirement Solutions, LLC has been in business since 2004. We cater exclusively to clients who want “safe, secure and guaranteed" retirements.

Our clients a) don’t want to risk the possibility of “outliving their money,” and b) they don't want to risk losing ANY of their retirement money by placing it in the stock market.

To achieve these results of “guaranteed lifetime income” and "no stock market losses,” we only use financial products that are “contractually guaranteed” to never lose money during market declines and are issued by “legal reserve” life insurance companies.

  • Work
    • SafeMoneyHouston.com
  • Education
    • B.S. Chemistry, 1978
    • Lamar University
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